All Posts By Tim Connon

Final Expense Policy Face Value Limits by Age(What You Need to Know)

Some top tier final expense carriers will offer between $2,000 – $50,000 final expense policy face value limits for ages 45 – 85 years old. Now yes different burial insurance carriers will have different age caps for their maximum amounts of coverage. In addition to this your health also can affect how much maximum coverage…
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Can a Felon Get Final Expense Insurance? Yes! Here’s Why

Yes a felon can get final expense insurance. The timeline, probation or parole status of your previous felony determines if you may eligible for a level or graded death benefit plan. It is crucial to work with an independent broker like us to shop the market to see your potential for obtaining day one coverage.…
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U.S. Cremation vs. Burial Statistics: What Percentage of Funerals Are Cremations?

If you are wondering what percentage of funerals are cremations, the latest data tells us that cremation has now become the preferred method of final disposition in the United States, surpassing traditional burial by a huge margin. The data below shows how this trend has taken over the United States. U.S. Cremation vs. Burial Rate…
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Burial Insurance in Nashville TN: Costs & Eligibility Local Guide

Burial Insurance in Nashville TN(final expense insurance, cremation insurance, funeral insurance etc.) is a small simplified issue whole life insurance policy or guaranteed issue policy(policy amounts between $5,000 – $40,000 in most cases depending on carrier & policy type) designed to cover your end of life expenses(funeral services, cremation services, medical debts etc.) by providing…
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Can You Have Two Final Expense Policies? Yes! Here’s Why

Yes you can have two or more final expense policies from different life insurance companies or the same company(provided you don’t exceed their life insurance maximum coverage amount) with different named beneficiaries nationwide(all states states allow more than one burial insurance policy). It is very common for people to wonder if they can have more…
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How Does a 2 Year Waiting Period Work for Burial Insurance?

The way a 2 year waiting period for burial insurance(final expense life insurance, cremation insurance, funeral insurance etc.) works is by paying a return of premium policy payout(premiums paid into the plan refunded to the beneficiary plus 10% interest on the total) if the insured dies within the first 2 years of the policy being…
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Burial Insurance in Chattanooga TN: Complete Senior Guide

Burial Insurance in Chattanooga TN(simplified issue whole life insurance, final expense life insurance, cremation insurance, funeral insurance etc.) covers your end of life expenses(funerals & outstanding debts) by providing a fast cash policy payout for the beneficiary of your choosing to cover your end of life costs. When looking for the cheapest rates for final…
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Burial Insurance in Memphis TN Definitive Guide

Burial insurance in Memphis TN(final expense life insurance, simplified issue whole life insurance, cremation insurance, funeral insurance etc.) is meant to cover your end of life expenses(specifically burial, cremation and miscellaneous costs like out standing debts etc.) so the burden does not fall on your loved ones. Choosing the right burial coverage in TN is…
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Cheap Life Insurance & Cigars A Simple Guide

Yes, you can get cheap life insurance if you smoke cigars but you must apply with life insurance companies that accept cigar usage as non-tobacco. This is listed within the life insurance applications and underwriting guidelines for specific life insurance companies. We are going to list the best companies to apply with for cheap life…
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Tree Pod Burial Costs an Eco Friendly Option

Tree pod burial costs are much more affordable compared to traditional burials & cremations. Typically you will save over $1,000 or more by opting for a tree pod burial which is also a much more eco friendly option. If you are looking to save money on a burial and care about the environment than this…
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