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Cheap Life Insurance & Cigars A Simple Guide

Yes, you can get cheap life insurance if you smoke cigars but you must apply with life insurance companies that accept cigar usage as non-tobacco. This is listed within the life insurance applications and underwriting guidelines for specific life insurance companies. We are going to list the best companies to apply with for cheap life…

Tree Pod Burial Costs an Eco Friendly Option

Tree pod burial costs are much more affordable compared to traditional burials & cremations. Typically you will save over $1,000 or more by opting for a tree pod burial which is also a much more eco friendly option. If you are looking to save money on a burial and care about the environment than this…

Royal Neighbors of America Final Expense Life Insurance Review

Royal Neighbors of America final expense life insurance is one of the best, legitimate(BBB accredited since 1986) and highly rated life insurance companies(A Excellent Rating with A.M. Best) on the market for seniors. As professional life insurance agents we give Royal Neighbors burial policy a 5 out of 5 stars for you based on this…

Disadvantages of Prepaid Funerals Listed & Explained

There are a lot of disadvantages of prepaid funerals in fact even Dave Ramsey says you should “preplan, not prepay”. Prepaying a funeral is not a good idea and definitely not worth it considering all the disadvantages we are going to discuss. It is not smart to pay a funeral in advance because the disadvantages…

Philadelphia American Life Insurance Review Not Good

Based on our Philadelphia American Life Insurance review we are going to conclude that it is not good for seniors. This is because it offers a low coverage amount ($25,000 maximum) and there is only one product to qualify for which is a final expense policy. There are no guaranteed issue options available if a…

Life Insurance Over 80 No Medical Exam Only 1 Type

Yes you can get life insurance over 80 with no medical exams however the best & only option available to you is burial insurance for seniors over 80(final expense life insurance). These are the only life insurance plans with no medical exams for seniors over 80. The only type of term life insurance with higher…

Does Medicaid Cover Funeral Expenses? No it Does Not

Are you wonder does Medicaid cover funeral expenses? The answer is no, Medicaid does not cover 100% of funeral expenses and it does not offer financial assistance in every state because their benefits are done on a state level. Only Indiana, Wisconsin, Colorado and Wyoming offer any kind of Medicaid financial assistance for burials and…

Mutual of Omaha Life Insurance for Seniors Over 80 Review

Are you wondering if Mutual of Omaha life insurance for seniors Over 80 is a good option? Yes, it’s burial life insurance for seniors over 80 option is arguably the best policy on the market. You cannot get Mutual of Omaha term life insurance for seniors over 80 but you can get it if you…

AARP Life Insurance for Seniors Over 80: Options & Comparisons

Are you wondering if AARP life insurance for seniors over 80 is a good option? The answer is no they are a terrible option for life insurance over 80 because they do not have any plans available for over 80. In addition to this being eligible for their life insurance is difficult because they seem…

Understanding The Colonial Penn $9.95 Plan for Seniors

If you are wondering what the Colonial Penn $9.95 Plan entails or covers you are in the best place to learn. The Colonial Penn 995 plan is not suitable to you or any seniors needs due to the fact that it is overpriced with a 2 year waiting period. It is a whole life insurance…