Burial Insurance Archives

Burial Insurance

Does Burial Insurance Work out of State? Yes! Here’s How

Yes burial insurance(final expense insurance, funeral insurance, cremation insurance etc.) fully works out of state. Final expense insurance(simplified issue whole life insurance & guaranteed issue whole life insurance) covers you out of state because the policy pays out a cash lump-sum death benefit meaning you can use this money anywhere in the U.S. As long…

Can I Buy Final Expense Insurance for a Parent in Another State?

Yes you can buy final expense insurance for a parent in another state by doing a three way call with your parent, your self and an independent insurance broker for a remote application as long as there is insurable interest. The broker(like us) must be licensed in state of the insured at the time of…

Final Expense Policy Face Value Limits by Age(What You Need to Know)

Some top tier final expense carriers will offer between $2,000 – $50,000 final expense policy face value limits for ages 45 – 85 years old. Now yes different burial insurance carriers will have different age caps for their maximum amounts of coverage. In addition to this your health also can affect how much maximum coverage…

Can a Felon Get Final Expense Insurance? Yes! Here’s Why

Yes a felon can get final expense insurance. The timeline, probation or parole status of your previous felony determines if you may eligible for a level or graded death benefit plan. It is crucial to work with an independent broker like us to shop the market to see your potential for obtaining day one coverage.…

Can You Have Two Final Expense Policies? Yes! Here’s Why

Yes you can have two or more final expense policies from different life insurance companies or the same company(provided you don’t exceed their life insurance maximum coverage amount) with different named beneficiaries nationwide(all states states allow more than one burial insurance policy). It is very common for people to wonder if they can have more…

How Does a 2 Year Waiting Period Work for Burial Insurance?

The way a 2 year waiting period for burial insurance(final expense life insurance, cremation insurance, funeral insurance etc.) works is by paying a return of premium policy payout(premiums paid into the plan refunded to the beneficiary plus 10% interest on the total) if the insured dies within the first 2 years of the policy being…

Cheap Life Insurance & Cigars A Simple Guide

Yes, you can get cheap life insurance if you smoke cigars but you must apply with life insurance companies that accept cigar usage as non-tobacco. This is listed within the life insurance applications and underwriting guidelines for specific life insurance companies. We are going to list the best companies to apply with for cheap life…

Where to Buy a $30,000 Life Insurance Policy

If you are wondering where to buy a $30,000 life insurance policy you are in the right place. In order to purchase a $30,000 whole life insurance plan you need to work with a licensed life insurance broker in your state. A life insurance agent or broker can determine exactly which life insurance company you…

$20,000 Whole Life Insurance Policy Costs for Seniors

$20,000 life insurance for seniors is going to cost between $50-$150 monthly for a whole life insurance policy. Now the cost is going to vary due to your age, health, life style and tobacco usage. Whole life insurance for seniors is typically referred to as a final expense policy. There is no medical exam required…

$5,000 Whole Life Insurance Policy Cost & Type

Yes, there is such a thing as a $5,000 life insurance policy. There are over 10 different companies that offer a $5,000 whole life insurance policy. Globe Life is the only company that offers a $5,000 term life insurance policy. In this article we are going to go over the type of policies available to…