Blog - Page 2 of 18 - Paramount Quote

Can You Have Two Final Expense Policies? Yes! Here’s Why

Yes you can have two or more final expense policies from different life insurance companies or the same company(provided you don’t exceed their life insurance maximum coverage amount) with different named beneficiaries nationwide(all states states allow more than one burial insurance policy). It is very common for people to wonder if they can have more…

How Does a 2 Year Waiting Period Work for Burial Insurance?

The way a 2 year waiting period for burial insurance(final expense life insurance, cremation insurance, funeral insurance etc.) works is by paying a return of premium policy payout(premiums paid into the plan refunded to the beneficiary plus 10% interest on the total) if the insured dies within the first 2 years of the policy being…

Burial Insurance in Chattanooga TN: Complete Senior Guide

Burial Insurance in Chattanooga TN(simplified issue whole life insurance, final expense life insurance, cremation insurance, funeral insurance etc.) covers your end of life expenses(funerals & outstanding debts) by providing a fast cash policy payout for the beneficiary of your choosing to cover your end of life costs. When looking for the cheapest rates for final…

Burial Insurance in Memphis TN Definitive Guide

Burial insurance in Memphis TN(final expense life insurance, simplified issue whole life insurance, cremation insurance, funeral insurance etc.) is meant to cover your end of life expenses(specifically burial, cremation and miscellaneous costs like out standing debts etc.) so the burden does not fall on your loved ones. Choosing the right burial coverage in TN is…

Cheap Life Insurance & Cigars A Simple Guide

Yes, you can get cheap life insurance if you smoke cigars but you must apply with life insurance companies that accept cigar usage as non-tobacco. This is listed within the life insurance applications and underwriting guidelines for specific life insurance companies. We are going to list the best companies to apply with for cheap life…

Tree Pod Burial Costs an Eco Friendly Option

Tree pod burial costs are much more affordable compared to traditional burials & cremations. Typically you will save over $1,000 or more by opting for a tree pod burial which is also a much more eco friendly option. If you are looking to save money on a burial and care about the environment than this…

Royal Neighbors of America Final Expense Life Insurance Review

Royal Neighbors of America final expense life insurance is one of the best, legitimate(BBB accredited since 1986) and highly rated life insurance companies(A Excellent Rating with A.M. Best) on the market for seniors. As professional life insurance agents we give Royal Neighbors burial policy a 5 out of 5 stars for you based on this…

Disadvantages of Prepaid Funerals Listed & Explained

There are a lot of disadvantages of prepaid funerals in fact even Dave Ramsey says you should “preplan, not prepay”. Prepaying a funeral is not a good idea and definitely not worth it considering all the disadvantages we are going to discuss. It is not smart to pay a funeral in advance because the disadvantages…

Philadelphia American Life Insurance Review Not Good

Based on our Philadelphia American Life Insurance review we are going to conclude that it is not good for seniors. This is because it offers a low coverage amount ($25,000 maximum) and there is only one product to qualify for which is a final expense policy. There are no guaranteed issue options available if a…

Life Insurance Over 80 No Medical Exam Only 1 Type

Yes you can get life insurance over 80 with no medical exams however the best & only option available to you is burial insurance for seniors over 80(final expense life insurance). These are the only life insurance plans with no medical exams for seniors over 80. The only type of term life insurance with higher…