Guarantee Trust Life Reviews The Full Truth

guarantee trust life reviews

Are you wondering who Guarantee Trust Life Insurance Company is? Well, they are one of the best life insurance carriers for burial insurance when it comes to seniors with moderate health conditions. In this Guarantee Trust Life Insurance Reviews, we will cover everything about this company when it comes to you making an informed decision.

If you are a senior with moderate health conditions like COPD & CHF together or had recent heart surgeries within 1 year then Guarantee Trust Life burial insurance is the perfect plan for you and in this article we will explain why.

Making sure your family is not left with the financial burden of your final expenses when you pass away is a top priority. If you have health conditions that are getting you disqualified from life insurance companies this presents even more of a problem.

All of these reasons point towards the fact that Guarantee Trust Life may be the perfect company for you and your unique needs.

What is Guarantee Trust Life?

They are an insurance company that offers life insurance and medicare supplement insurance.

Company Info:

How long has Guarantee Trust been in Business?

They have been in business since 1936 and have been providing excellent customer service and assisting individuals with getting affordable insurance coverage ever since.

Being in business for so long proves their solid reputation and financial strength. This is why GTL is one of our highest recommended carriers for seniors with moderate health conditions. They have been in business for so long there is no way they are going anywhere any time soon.

It is important to work with companies that have been in business for a long time and maintain such a solid reputation because this proves how dependable they are.

Guarantee Trust Life Insurance Product

As we mentioned before in this Guarantee Trust Life Insurance Reviews, they offer 2 products.

  • Medicare Supplement
  • Whole Life Insurance is also known as Final Expense Insurance

We are going to focus on their final expense insurance also known as burial insurance. The thing that makes their product so great is its underwriting.

They will not make you take a medical exam to qualify and they only have 5 health questions on their application. This is for their Heritage Plan, below you will see the health questions on their application.

Health Q’s

Now not only is this plan easy to qualify for but also it is one of the best Graded policies on the market because it does not put you into a full 2 year waiting period for the full death benefit.

Instead, if you die within year 1 of having this policy your beneficiary will receive the premiums you paid plus 5% which is pretty standard but in year 2 your beneficiary will receive 50% of the face amount.

In year 3 of having the policy, the full face amount is paid to your beneficiary. The thing that makes this such a great plan is the fact that other Graded policies will make you wait a full 2 years to receive the face amount.

Before your 2 years are up if you die within that time your beneficiary only gets the premiums plus 10% in most cases.

Accidental Death

Now if you die from an accident with a Guarantee Trust Life policy they will pay the full face amount regardless of the waiting period. This is what makes GTL far more superior to any other Graded policy on the market.

To see pricing for this plan and speak with one of our agents to enroll, fill out the form to your right.

Where is Guarantee Trust life Located?

They are located at the following address 1275 Milwaukee Ave, Glenview, IL 60025.

This is very close to the Kennicott’s Grove Nature Preserve.

Guarantee Trust Life BBB Rating

This company has an A+ rating with the BBB.

Bbb business profiles generally reflect how good the company is. They affirm that the information is up to date and the best available. BBB asks third parties who publish complaints information in the business profiles.

Business profiles generally cover the technicals of a business for BBB for a BBB rating. It also includes reviews and or responses and the nature of complaints. Business profiles are subject to the BBB institute for marketplace trust.

They account for the company size and volume as well as publish complaints reviews for the most accuracy of any information. If you want to see complaint information please visit their website for more information.

They take all of this into account at the end of year reporting period.

Guarantee Trust Life Insurance Company AM Best Rating

Their AM Best Rating is B++ for good financial strength. This is a high score for such a strong long-standing company.

Is Guarantee Trust Life a Good Company?

Yes in this guarantee trust life insurance reviews we conclude that they are a great company for seniors with moderate health conditions that cannot find coverage anywhere else.

If you have moderate health conditions and do not want to leave your family with a huge bill when you pass away contact us immediately and our agents will help you enroll.

Fill out the form to your right to get started.

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