National Family Life Insurance Reviews Good or Bad?

Is national family insurance legit? Yes, they are a legitimate agency but they are not a life insurance company big difference. The National Family Assurance Group is owned by the Assurance agency this is an agency that invests in a ton of marketing so you have most likely heard their name just like Colonial Penn, Globe, AARP, Open Care, ASB and AAA.

In this article, we will discuss everything you need to know about national family life insurance

You may have also seen these different phrases when conducting your research:

  • national family life insurance for seniors reviews
  • national family assurance life insurance reviews

Here’s the deal both phrases mean the same thing because this agency works with both seniors and consumers under 50 years old. They offer different types of life coverage but the products their insurance agent’s offer are overpriced in most cases especially considering what you can get with us.

Keep in mind while reading this article we service all 50 states most notably MS, AL, OH, AR, UT, and TX.

Fill out the form to your right to see quotes and compare.

Their Life Insurance Products

National Family Life Insurance offers 4 different life insurance coverages. These would be term life insurance, final expense insurance, whole life insurance, and universal life insurance. Now each product is designed for different purposes as we have talked about extensively in other articles.

Final Expense

A smaller life insurance policy is designed to provide a quick payout of a death benefit so the beneficiaries can pay for funeral expenses such as the memorial service, preacher, and much more. These policies can also be used for cremation or to leave behind money for your family.


Term terminates and can only be used within the specified amount of time the term length allows so if it is a 20-year term. The policy will only cover you for 20 years after it expires, we do not recommend this type of coverage to seniors ever.

Whole Life

Whole life insurance is coverage that never expires and lasts the insured’s entire life, final expense is a type of whole life insurance. This is a good product due to the fact that it does not expire and builds cash value.

Universal Life

Coverage that allows you to adjust the premium and face amount at any time this coverage is not designed for burial but more like to be a funding vehicle for retirement.

As we mentioned before their products are overpriced compared to what we offer as far as these products which is why it is better to work with a national independent agency like ours.

Fill out the form to your right or give us a phone call to get started.

Is National Family Insurance a Legitimate Company?

Yes, they are a legitimate agency but they have a lot of complaints from consumers for high amounts of unwanted phone calls most likely from multiple agents and phone numbers they do not have the best reputation. This coupled with overpriced products means you can simply do better somewhere else.

National Family Assurance BBB

The national family life insurance rating is high for their BBB business profile but a high BBB rating does not tell the whole story. Complaints are a much better source for how good or bad a company can be and this thread below will tell what a consumer would need to know.

Customer Complaints

National family may have an A+ rating with the better business bureau however they are leaving customers unhappy in their wake.

National Family Life Insurance is located at:

113 Cherry St Ste 88030

Seattle, WA 98104-2205


To get the best life insurance for your unique needs you need to work with a national independent agency that represents up to 13+ carriers to find you the best coverage. National Family is not that company however we are. We specialize in life insurance for seniors also known as burial insurance. Our agents are highly trained and can help 90% of our clients get day one coverage.

This is what equips us to best serve the senior market and make sure your family is taken care of. To begin the process and speak with one of our agents fill out the form to your right. This will show you life insurance quotes from multiple companies and our agents can assist you from there.