Funeral Insurance Montana 2022 Guide

First and foremost, for the state with a large population of grizzly bears funeral insurance in Montana is readily available.

Funeral insurance is also known as burial insurance or cremation insurance is whole life final expense life insurance. This type of life insurance product is just marketed under these names because of the main reason people use it. It provides a fast death benefit payout to your beneficiary when you die that they can use to pay for the funeral.

According to debt.org

73% of Americans are likely to die with debt.

Furthermore, part of that statistic is Americans that had to take out a loan to pay for their loved one’s funeral.

In this guide, we will discuss all the information you need to know to make an informed decision to purchase the right coverage.

Leading Cause of Death in Montana

According to cdc.gov

The leading cause of death in Montana in 2017 is Heart Disease.

Heart disease is very common in America and holds a high death rate in several states.

Other leading causes are:

  • Cancer
  • Chronic Lower Respiratory Disease
  • Accidents
  • Stroke
  • Suicide
  • Diabetes
  • Alzheimer’s Disease

How much Burial Insurance do I need for Funeral Insurance Montana?

Above all, deciding how much funeral insurance coverage you need in Montana depends on a few factors.

  • Are you trying to cover just the funeral?
  • What type of service do you want?
  • Is there any other end-of-life expenses you want to be covered?

According to funeralocity.com

The high price of a funeral is around $7,175.

Another thing to factor into this is inflation. In the next 10 years everything is expected to go up this means the price of a funeral in Montana can reach upwards of $9,000 in the coming years. There are also other end-of-life expenses to consider like unpaid bills, mortgage balances, credit card debts, unpaid liens against your property, etc.

With all of this taken into account, we recommend getting a policy with an additional $5,000 added on to your face amount to account for inflation and another $5,000 for any debts you may have. So if your burial is going to be $7,175 you should get a policy for $17,000 this will make sure everything is paid for.

Quick Tip: To see pricing on plans and speak with one of our agents fill out the form to your right.

How to Enroll in Funeral Insurance Montana?

Getting started is very simple.

First, fill out the form to your right with some basic information. At that point, you will see different plans and pricing available in your state. You will receive a call from one of our licensed agents at that point who will confirm your information and begin the field underwriting process.

Once they finish asking you their initial health questions they confirm your rate class and begin the enrollment process.

There are 2 ways to enroll:

  1. Voice Signature – This is where you and the agent perform a voice signature with the carrier to sign for your application. There are additional signatures if you are also applying for accidental death coverage riders.
  2. E-mail Signature – The agent will send you an email with a DocuSign to sign for your application. You simply follow the prompts on the screen.

Once the signatures are complete an instant decision is reached.

the process takes 30 minutes or less.

ParamountQuote Mission

Here at ParamountQuote, our mission is to help consumers find the best funeral insurance in Montana.

We are a national independent broker specializing in burial insurance.

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