10000 Whole Life Insurance(No Med Exam)

If you need a 10000 whole life insurance policy look no further. We specialize in this type of insurance, especially for seniors wanting to make sure their cremation, funeral, and burial are covered so their family is not stuck with a big bill of $10,000 or more depending on the funeral.

This is the whole point about final expense life insurance. Making sure you have the right policy at your specific age with a proper death benefit to reflect the cost of the funeral. In addition to this you will always see different marketing terms for 10000 whole life insurance like “regulated by state” or “burial insurance” etc.

It’s all the same thing, permanent life insurance with no medical exam required to provide a quick payout to your family at an affordable monthly premium.

In this article we will cover everything you need to know about a 10000 whole life insurance so your family is protected when you die.

How much Does a 10 000 Whole Life Insurance Policy Cost?

A 10,000 whole life insurance policy cost’s $83.99 monthly for Mutual of Omaha based on a male born on 2/2/1950 non-smoker. That is an example rate it can be different depending on your birthdate that is why we have the quoter to the right of this page.

Depending on your medical history this can make the difference between a guaranteed issue policy or an immediate benefit policy.

Immediate Benefit Policy

This is always going to be the best life insurance rate because youre considered healthy by the life insurance companies therefore due to your health issues if any the insurance offer for the rate is going to be as low and competitive as it gets.

Guaranteed Issue Policy or Graded

These types of policies are always around 10 – 20% more expensive than immediate benefits because the life insurance company issuing the 10,000 whole life insurance coverage determines you have a low life expectancy due to your health conditions. This results in higher rates on life insurance quotes but you can still be insured no matter your health issue regardless of the higher premium.

The maximum waiting period for GI or graded policies is usually 2 years unless you get one of the worst brands out there we have linked below to help you avoid those bad brands.

Worst Brands for Seniors Avoid like the Plague: Colonial, AARP, Opencare, ASB, LH, Trustage, Globe, NF, Ladder, Ethos, LIS

Keep in mind that GI or graded policies still build cash value which can be used if you need to quick cash to pay for something.

We have included below quotes for 10,000 whole life insurance for each age range.

To see a custom quote for your or your loved one fill out the form to your right.

10,000 Whole Life Insurance Quote Sample Rates

Below you are going to see quotes from our quoting tools that will show you how much a $10,000 whole life insurance policy for final expense costs on average. These rates are extremely accurate and will help you with making your informed decision on purchasing a $10,000 final expense whole life insurance policy. In addition to this, you will also see the recommended life insurance companies available to you according to your age to purchase the $10,000 funeral insurance.

Burial Insurance Quote Samples Rates for Ages 19 – 91 Life Insurance Quotes
Age$10,000 Male Non Smoker Sample Quotes$10,000 Male Smoker Sample Quotes$10,000 Female Non Smoker Sample Quotes$10,000 Female Smoker Sample QuotesFinal Expense Companies Available per Age
19$12.87$16.59$12.03$13.74Liberty Bankers Life, Sentinel Security Life
20$13.19$17.02$12.13$15.40Liberty Bankers Life, Sentinel Security Life
21$13.50$17.46$12.74$17.02Liberty Bankers Life, Sentinel Security Life
22$14.17$18.18$13.06$17.05Liberty Bankers Life, Sentinel Security Life
23$14.54$18.51$13.77$17.08Liberty Bankers Life, Sentinel Security Life
24$15.43$19.19$15.16$17.10Liberty Bankers Life, Sentinel Security Life
25$15.95$20.00$15.28$17.39Liberty Bankers Life, Sentinel Security Life
26$16.28$20.83$15.40$17.69Liberty Bankers Life, Sentinel Security Life
27$16.61$21.75$15.51$17.95Liberty Bankers Life, Sentinel Security Life
28$16.92$22.15$15.61$18.22Liberty Bankers Life, Sentinel Security Life
29$17.25$22.54$15.73$18.48Liberty Bankers Life, Sentinel Security Life
30$17.57$23.07$16.09$19.06Liberty Bankers Life, Sentinel Security Life
31$17.97$23.60$16.45$19.66Liberty Bankers Life, Sentinel Security Life
32$19.84$24.25$16.79$20.21Liberty Bankers Life, Sentinel Security Life
33$20.34$25.00$17.12$20.75Liberty Bankers Life, Sentinel Security Life
34$20.93$25.83$17.45$21.28Liberty Bankers Life, Sentinel Security Life
35$21.53$26.59$17.99$21.89Liberty Bankers Life, Sentinel Security Life
36$22.14$27.37$18.54$22.50Liberty Bankers Life, Sentinel Security Life
37$22.84$28.18$19.06$23.08Liberty Bankers Life, Sentinel Security Life
38$23.54$29.08$19.55$23.62Liberty Bankers Life, Sentinel Security Life
39$24.34$29.87$20.05$24.18Liberty Bankers Life, Sentinel Security Life
40$23.13$30.66$20.70$24.98Liberty Bankers Life, Sentinel Security Life, Aetna Accendo, Guarantee Trust Life, Great Western
41$23.62$31.43$19.75$25.80Liberty Bankers Life, Sentinel Security Life, Aetna Accendo, Guarantee Trust Life, Great Western
42$24.11$32.21$19.93$26.57Liberty Bankers Life, Sentinel Security Life, Aetna Accendo, Guarantee Trust Life, Great Western
43$24.64$32.93$20.10$27.30Liberty Bankers Life, Sentinel Security Life, Aetna Accendo, Guarantee Trust Life, Great Western
44$25.18$33.41$20.38$28.03Liberty Bankers Life, Sentinel Security Life, Mutual of Omaha, Guarantee Trust Life, Aetna Accendo, Great Western
45$25.79$34.00$20.88$28.80Liberty Bankers Life, Sentinel Security Life, Mutual of Omaha, Guarantee Trust Life, Aetna Accendo, Great Western
46$26.43$34.57$21.43$29.55Liberty Bankers Life, Sentinel Security Life, Mutual of Omaha, Guarantee Trust Life, Aetna Accendo, Great Western
47$27.10$35.17$22.01$28.06Liberty Bankers Life, Sentinel Security Life, Mutual of Omaha, Guarantee Trust Life, Aetna Accendo, Great Western
48$27.71$35.58$22.33$28.56Liberty Bankers Life, Sentinel Security Life, Mutual of Omaha, Aetna Accendo, Guarantee Trust Life, Great Western
49$27.35$38.27$21.78$29.22Liberty Bankers Life, Sentinel Security Life, Mutual of Omaha, Aetna Accendo, Guarantee Trust Life, Great Western, AIG, American Amicable, Gerber, Prosperity Life,
50$28.29$39.47$23.56$30.14Liberty Bankers Life, Sentinel Security Life, Mutual of Omaha, Aetna Accendo, Guarantee Trust Life, Great Western, AIG, American Amicable, Gerber, Prosperity Life
51$29.26$40.77$24.48$31.06Liberty Bankers Life, Sentinel Security Life, Mutual of Omaha, Aetna Accendo, Guarantee Trust Life, Great Western, AIG, American Amicable, Gerber, Prosperity Life
52$30.31$42.22$25.09$32.72Liberty Bankers Life, Sentinel Security Life, Mutual of Omaha, Aetna Accendo, Guarantee Trust Life, Great Western, AIG, American Amicable, Gerber, Prosperity Life
53$31.47$43.83$25.62$34.54Liberty Bankers Life, Sentinel Security Life, Mutual of Omaha, Aetna Accendo, Guarantee Trust Life, Great Western, AIG, American Amicable, Gerber, Prosperity Life
54$32.77$45.44$26.26$38.99Liberty Bankers Life, Sentinel Security Life, Mutual of Omaha, Aetna Accendo, Guarantee Trust Life, Great Western, AIG, American Amicable, Gerber, Prosperity Life
55$34.25$48.12$27.11$40.85Liberty Bankers Life, Sentinel Security Life, Mutual of Omaha, Aetna Accendo, Guarantee Trust Life, Great Western, AIG, American Amicable, Gerber, Prosperity Life
56$35.88$52.06$28.20$42.71Liberty Bankers Life, Sentinel Security Life, Mutual of Omaha, Aetna Accendo, Guarantee Trust Life, Great Western, AIG, American Amicable, Gerber, Prosperity Life
57$37.69$54.25$29.51$42.30Liberty Bankers Life, Sentinel Security Life, Mutual of Omaha, Aetna Accendo, Guarantee Trust Life, Great Western, AIG, American Amicable, Gerber, Prosperity Life
58$39.64$56.72$31.70$43.61Liberty Bankers Life, Sentinel Security Life, Mutual of Omaha, Aetna Accendo, Guarantee Trust Life, Great Western, AIG, American Amicable, Gerber, Prosperity Life
59$40.10$55.60$31.00$44.50Liberty Bankers Life, Sentinel Security Life, Mutual of Omaha, Aetna Accendo, Guarantee Trust Life, Great Western, AIG, American Amicable, Gerber, Prosperity Life
60$41.84$56.72$31.70$43.61Mutual of Omaha, Aetna, Gerber, AIG, American Amicable, Prosperity Life, Liberty Bankers Life, Sentinel Security Life,Guarantee Trust Life, Great Western Insurance Company
61$43.76$59.64$32.87$45.19Mutual of Omaha, Aetna, Gerber, AIG, American Amicable, Prosperity Life, Liberty Bankers Life, Sentinel Security Life,Guarantee Trust Life, Great Western Insurance Company
62$46.41$63.28$34.51$47.48Mutual of Omaha, Aetna, Gerber, AIG, American Amicable, Prosperity Life, Liberty Bankers Life, Sentinel Security Life,Guarantee Trust Life, Great Western Insurance Company
63$49.07$67.72$36.06$49.78Mutual of Omaha, Aetna, Gerber, AIG, American Amicable, Prosperity Life, Liberty Bankers Life, Sentinel Security Life,Guarantee Trust Life, Great Western Insurance Company
64$51.22$69.53$37.72$52.07Mutual of Omaha, Aetna, Gerber, AIG, American Amicable, Prosperity Life, Liberty Bankers Life, Sentinel Security Life,Guarantee Trust Life, Great Western Insurance Company
65$53.58$72.72$39.36$54.36Mutual of Omaha, Aetna, Gerber, AIG, American Amicable, Prosperity Life, Liberty Bankers Life, Sentinel Security Life,Guarantee Trust Life, Great Western Insurance Company
66$56.48$76.06$41.01$56.66Mutual of Omaha, Aetna, Gerber, AIG, American Amicable, Prosperity Life, Liberty Bankers Life, Sentinel Security Life,Guarantee Trust Life, Great Western Insurance Company
67$59.85$80.53$43.44$60.22Mutual of Omaha, Aetna, Gerber, AIG, American Amicable, Prosperity Life, Liberty Bankers Life, Sentinel Security Life,Guarantee Trust Life, Great Western Insurance Company
68$63.18$84.67$45.86$63.60Mutual of Omaha, Aetna, Gerber, AIG, American Amicable, Prosperity Life, Liberty Bankers Life, Sentinel Security Life,Guarantee Trust Life, Great Western Insurance Company
69$66.84$89.65$48.29$66.09Mutual of Omaha, Aetna, Gerber, AIG, American Amicable, Prosperity Life, Liberty Bankers Life, Sentinel Security Life,Guarantee Trust Life, Great Western Insurance Company
70$70.79$94.64$50.81$70.45Mutual of Omaha, Aetna, Gerber, AIG, American Amicable, Prosperity Life, Liberty Bankers Life, Sentinel Security Life,Guarantee Trust Life, Great Western Insurance Company
71$73.15$98.31$53.24$72.18Mutual of Omaha, Aetna, Gerber, AIG, American Amicable, Prosperity Life, Liberty Bankers Life, Sentinel Security Life,Guarantee Trust Life, Great Western Insurance Company
72$78.81$103.97$56.20$75.86Mutual of Omaha, Aetna, Gerber, AIG, American Amicable, Prosperity Life, Liberty Bankers Life, Sentinel Security Life,Guarantee Trust Life, Great Western Insurance Company
73$83.99$109.94$58.46$79.74Mutual of Omaha, Aetna, Gerber, AIG, American Amicable, Prosperity Life, Liberty Bankers Life, Sentinel Security Life,Guarantee Trust Life, Great Western Insurance Company
74$89.46$116.69$63.55$84.14Mutual of Omaha, Aetna, Gerber, AIG, American Amicable, Prosperity Life, Liberty Bankers Life, Sentinel Security Life,Guarantee Trust Life, Great Western Insurance Company
75$94.87$123.65$67.78$88.66Mutual of Omaha, Aetna, Gerber, AIG, American Amicable, Prosperity Life, Liberty Bankers Life, Sentinel Security Life,Guarantee Trust Life, Great Western Insurance Company
76$99.97$132.48$72.41$94.42Mutual of Omaha, Aetna, Gerber, AIG, American Amicable, Prosperity Life, Liberty Bankers Life, Sentinel Security Life,Guarantee Trust Life, Great Western Insurance Company
77$107.04$141.32$78.25$101.63Mutual of Omaha, Aetna, Gerber, AIG, American Amicable, Prosperity Life, Liberty Bankers Life, Sentinel Security Life,Guarantee Trust Life, Great Western Insurance Company
78$114.13$150.57$83.51$108.24Mutual of Omaha, Aetna, Gerber, AIG, American Amicable, Prosperity Life, Liberty Bankers Life, Sentinel Security Life,Guarantee Trust Life, Great Western Insurance Company
79$122.13$161.81$88.44$115.15Mutual of Omaha, Aetna, Gerber, AIG, American Amicable, Prosperity Life, Liberty Bankers Life, Sentinel Security Life,Guarantee Trust Life, Great Western Insurance Company
80$129.52$171.23$93.41$125.01Mutual of Omaha, Aetna, Gerber, AIG, American Amicable, Prosperity Life, Liberty Bankers Life, Sentinel Security Life,Guarantee Trust Life, Great Western Insurance Company
81$139.73$181.75$98.43$135.14Mutual of Omaha, Aetna, Gerber, AIG, American Amicable, Prosperity Life, Liberty Bankers Life, Sentinel Security Life,Guarantee Trust Life, Great Western Insurance Company
82$149.95$192.98$106.21$147.04Mutual of Omaha, Aetna, American Amicable, Sentinel Security Life,Guarantee Trust Life,
83$160.16$204.65$113.96$160.56Mutual of Omaha, Aetna, American Amicable, Sentinel Security Life,Guarantee Trust Life,
84$171.02$219.19$121.31$170.76Mutual of Omaha, Aetna, American Amicable, Sentinel Security Life,Guarantee Trust Life,
85$181.88$237.28$128.55$179.58Mutual of Omaha, Aetna, American Amicable, Sentinel Security Life,Guarantee Trust Life
86$192.74$257.57$135.90$192.35Mutual of Omaha, Aetna, American Amicable, Sentinel Security Life,Guarantee Trust Life
87$236.25$337.32$171.33$237.32Aetna Accendo, Guarantee Trust Life
88$276.68$353.99$205.98$253.99Aetna Accendo, Guarantee Trust Life
89$317.10$370.65$240.63$278.99Aetna Accendo, Guarantee Trust Life
91$387.32$387.32$337.32$337.32Guarantee Trust Life
90$357.53$378.98$275.28$303.99Aetna Accendo, Guarantee Trust Life

Do not Buy Term Life Insurance

Term terminates to make it simple, this type of coverage is for replacement of income or covering a mortgage which is why when the term length expires the coverage with double or triple in price if you were to try and renew the coverage.

It is not permanent which means it is not reliable for something as certain as paying for a funeral.

10,000 Life Insurance for Seniors Q&A

How Much is a 10000 Life Insurance Policy Per Month?

Rates are based on age, health, lifestyle, and gender. This means accurate pricing is going to range between $50 – $200 a month. Now for a senior born on 2/2/1950 non-smoker male in perfect health for a 10,000 whole life insurance policy, the monthly premium would be $88.73 a month.

What is the Cash Value of a $10000 Life Insurance Policy?

The cash value depends on the policy and the insured. You can request a cash value illustration from your agent or the insurance carrier that provides the policy.