Burial Insurance Arizona Final Expense in 2023

For the state that leads the nation in copper production. Find funeral insurance is simple and affordable. Burial insurance in Arizona is not complicated to understand which is why we will break it down for you.

In this guide, we will go over average burial costs in AZ and much more! Also how ParamountQuote can help you secure this coverage for your family. We specialize in burial insurance in Arizona.

These policies are whole life final expense policies that require no medical exam and are designed to cover funeral services, cremation costs, memorial service’s virtually all end-of-life burial expenses can be covered with these plans.

With the national average for burial ranging between $8,000 to $12,000 roughly, these plans with face amounts between $1,000 to $40,000 can fit any type of funeral costs.

So whether it’s basic cremation services or full burial services these policies are designed to provide your family with the death benefit when your time comes. This is the beauty of final expense life insurance, it is coverage that will always be there when your family needs it the most! This is why burial insurance in Arizona is so crucial to have.

Related: Burial Insurance in Every State

Understanding Burial Insurance

Burial Insurance(final expense, funeral insurance, cremation insurance etc.) is simplified issue whole life, guaranteed issue whole life or in some cases prepaid burial.

Final expense insurance is a permanent whole life insurance policy with no medical exams and coverage amounts up to $50,000. The life insurance policy provides a lump sum payout to your beneficiary that can use the money for burial and other end of life expenses.

Burial Insurance Cost in Arizona Ages 19-91

Our table below will provide sample burial insurance quotes in Arizona pulled directly from our quoting tools. You will also see the available companies per age for buying funeral insurance in Arizona each company sells final expense products which is whole life insurance with no medical exams.

Age	$10,000 Male Non Smoker Sample Quotes	$10,000 Male Smoker Sample Quotes	$10,000 Female Non Smoker Sample Quotes	$10,000 Female Smoker Sample Quotes
19	$12.87	$16.59	$12.03	$13.74
20	$13.19	$17.02	$12.13	$15.40
21	$13.50	$17.46	$12.74	$17.02
22	$14.17	$18.18	$13.06	$17.05
23	$14.54	$18.51	$13.77	$17.08
24	$15.43	$19.19	$15.16	$17.10
25	$15.95	$20.00	$15.28	$17.39
26	$16.28	$20.83	$15.40	$17.69
27	$16.61	$21.75	$15.51	$17.95
28	$16.92	$22.15	$15.61	$18.22
29	$17.25	$22.54	$15.73	$18.48
30	$17.57	$23.07	$16.09	$19.06
31	$17.97	$23.60	$16.45	$19.66
32	$19.84	$24.25	$16.79	$20.21
33	$20.34	$25.00	$17.12	$20.75
34	$20.93	$25.83	$17.45	$21.28
35	$21.53	$26.59	$17.99	$21.89
36	$22.14	$27.37	$18.54	$22.50
37	$22.84	$28.18	$19.06	$23.08
38	$23.54	$29.08	$19.55	$23.62
39	$24.34	$29.87	$20.05	$24.18
40	$23.13	$30.66	$20.70	$24.98
41	$23.62	$31.43	$19.75	$25.80
42	$24.11	$32.21	$19.93	$26.57
43	$24.64	$32.93	$20.10	$27.30
44	$25.18	$33.41	$20.38	$28.03
45	$25.79	$34.00	$20.88	$28.80
46	$26.43	$34.57	$21.43	$29.55
47	$27.10	$35.17	$22.01	$28.06
48	$27.71	$35.58	$22.33	$28.56
49	$27.35	$38.27	$21.78	$29.22
50	$28.29	$39.47	$23.56	$30.14
51	$29.26	$40.77	$24.48	$31.06
52	$30.31	$42.22	$25.09	$32.72
53	$31.47	$43.83	$25.62	$34.54
54	$32.77	$45.44	$26.26	$38.99
55	$34.25	$48.12	$27.11	$40.85
56	$35.88	$52.06	$28.20	$42.71
57	$37.69	$54.25	$29.51	$42.30
58	$39.64	$56.72	$31.70	$43.61
59	$40.10	$55.60	$31.00	$44.50
60	$41.84	$56.72	$31.70	$43.61
61	$43.76	$59.64	$32.87	$45.19
62	$46.41	$63.28	$34.51	$47.48
63	$49.07	$67.72	$36.06	$49.78
64	$51.22	$69.53	$37.72	$52.07
65	$53.58	$72.72	$39.36	$54.36
66	$56.48	$76.06	$41.01	$56.66
67	$59.85	$80.53	$43.44	$60.22
68	$63.18	$84.67	$45.86	$63.60
69	$66.84	$89.65	$48.29	$66.09
70	$70.79	$94.64	$50.81	$70.45
71	$73.15	$98.31	$53.24	$72.18
72	$78.81	$103.97	$56.20	$75.86
73	$83.99	$109.94	$58.46	$79.74
74	$89.46	$116.69	$63.55	$84.14
75	$94.87	$123.65	$67.78	$88.66
76	$99.97	$132.48	$72.41	$94.42
77	$107.04	$141.32	$78.25	$101.63
78	$114.13	$150.57	$83.51	$108.24
79	$122.13	$161.81	$88.44	$115.15
80	$129.52	$171.23	$93.41	$125.01
81	$139.73	$181.75	$98.43	$135.14
82	$149.95	$192.98	$106.21	$147.04
83	$160.16	$204.65	$113.96	$160.56
84	$171.02	$219.19	$121.31	$170.76
85	$181.88	$237.28	$128.55	$179.58
86	$192.74	$257.57	$135.90	$192.35
87	$236.25	$337.32	$171.33	$237.32
88	$276.68	$353.99	$205.98	$253.99
89	$317.10	$370.65	$240.63	$278.99
91	$387.32	$387.32	$337.32	$337.32
90	$357.53	$378.98	$275.28	$303.99

Best Final Expense Life Insurance Companies in Arizona

Picking the best life insurance company comes down to a few factors.

1. What are your unique needs?
2. What is your health profile?

While these burial insurance policies do not have medical exams they do have simplified underwriting, meaning they look at your Medical Information Beurea health report and prescriptions.

This determines eligibility, we pride ourselves on our advanced training that is next to none. We specialize in helping clients with conditions such as COPD, heart attack, stroke, CHF, and aneurysm get qualified for coverage and in many cases day one level coverage.

What makes the best Life Insurance companies?

What makes the carrier qualify as the best or better put one of the best is a couple key points.

1. Are they A-rated?
2. Have they been in business for more than 50 years?

Those are the 2 most prominent factors. An A-rating is earned through doing business the right way for a long period of time. This rating is not just given it is earned through customer satisfaction and positive reviews, a life insurance company can’t just open their doors and announce themselves A-rated.

Now have they been in business for more than 50 years? This shows stability, if an insurance carrier has been in business for over 50 years or more the odds of them going belly up are slim to none. In other words, they will always be there for your family!

Here at ParamountQuote, we know this as a fact which is why we work with nothing but the best carriers with solid reputations. We are national and represent more than 10 plus A-rated carriers.

That being said the best burial insurance companies available in AZ are as follows:

1. Greek Catholic Union
2. Liberty Bankers Life
3. Mutual of Omaha
4. Prosperity Life
5. American Ammicable
6. Royal Neighbors of America
7. Aetna
8. Guarantee Trust Life
9. Great Western

To know which carrier fits your situation and health profile fill out the form to your right and speak with one of our licensed agents.

How much does it cost to be Buried in Arizona?

A full-service funeral in AZ can range between $3,235 to $13,830

You can also visit your local funeral homes for a general price list to make comparing prices more accurate. There’s also inflation to be taken into account, everyone from national funeral directors to your average funeral home employees know funeral prices will increase over time.

This is why we always advise clients to consider getting a policy with double the face amount for when prices double.

Cremation

Cremation is a much more affordable option to consider.

A cremation in Arizona on average is $2,500. While this option may be more affordable it still represents a financial burden on most people. Buying a cremation policy for seniors is a lower life insurance premium due to a lower coverage amount.

The bottom line is no family should be left with the financial burden of taking care of their loved ones’ final expenses. The goal is to make their grieving just a little bit easier and show them how much you cared! That is what burial insurance in Arizona is there for.

Working With a National Independent Agency for Burial Insurance in Arizona

There are 2 different kinds of agencies to work with.

1. Captive Agency – Typically represents one product or maybe 3 carriers maximum. Restricted by state lines.
2. National Independent agency – Works with more than 10 A-rated carriers. Not restricted by state lines.

As you can see captive agencies are extremely limited on what they can offer clients in fact that is why so many times we find clients have poor products in place due to these agencies.

This is why as a national agency we guarantee the best rate with the best carrier for your unique situation.

ParamountQuote The Right Choice

1. Our agency is Independent and Nationwide. We guarantee the best coverage and rate for your specific situation
2. We specialize in burial coverage with our expert training finding the perfect plan fit.
3. The agent you speak with becomes your personal advisor on call all the time! We are dedicated to developing relationships with our clients for the long haul!